Cancelling my telephone and car insurance contract?

I am going travelling for a year and so no longer need a mobile phone contract or car insurance.





I have been told that i have to pay 3 times my monthly line rental in order to cancel the phone, and at the moment i'm not sure what the policy is for my car insurance.





Is there any way of not having to pay these hefty cancellation charges? A loophole of some kind?





Thanks|||You're stuck with it, I'm afraid. Pay the three months line rental - surely it cant be that much and would be a weight off your mind - something sorted and out of the way before you leave. With regard to the car insurance, usually (but not always, so you have to check with your company) you will get a refund (and occasionally they may deduct an administration charge - but not always). You'll have to make a phone call to clarify that situation. Good luck when you go travelling and stay safe.|||If you signed a contract for a year's line rental then you have to pay up. Three months' rental sounds like a reasonable offer to me. As for your car insurance, you can cancel it - whether you get a refund is up to your insurance company. Phone them and ask.|||If you signed into a term which may be 3 years or whatever it was, you would have to stick to it. Either that or pay the cancellation charge.|||do not cancel your car insurance...talk to your insurance agent...you need to at least have minimum coverage as a licensed driver...if you don;t when you come back then you will have to go on high risk insurance because you were not insured for 6 mos or more...i just found this out when i started working for an insurance company.