Saturday, November 19, 2011

Unlicensed friend wrecks my car without insurance, hits a telephone pole, flees the scene.?

Ok so my I let my unlicensed friend drive my uninsured car and he flipped it into a light pole, he then fled the scene. My car was paid for and what not but Im not sure what to do when the cops come asking or whatever follows that. I dont want my friend going to jail or anything and I know Im at a total loss on my car. What all can happen to him, me and what not.|||ok so indeed. Lets see.... You let some unlicensed guy drive your uninsured car, he wrecked it and now....after the fact, you want to know what can happen to you? Geez...You have lost your car, will most likely lose your license, you will most likely be fined, If/when you ever get another car and want to insure it, you will pay an extremely high premium if you can find a company that will even insure you. I suggest you should have thought about "what can happen to me" BEFORE you loaned your uninsured car to an unlicensed driver....so ok|||Lots can and will happen. But will it happen is anybody's guess. I'll presume your friend was sober. But if he wasn't, there are a host of other charges that can happen.


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1. You can be cited for allowing an unlicensed driver operate your car.


2. You can be cited for allowing your uninsured car onto the highway (I presume no liability insurance?). If you have liability but no collision %26amp; comprehensive, then you've lost the car unless your friend will pay for damages (sure, when cows fly).


3. Your friend can be cited for driving without a license.


4. Your friend can be cited for driving without insurance.


5. You will be sued for damages to the utility pole if it needs to be replaced.


6. Your friend could be charged with unauthorized use of an automobile (a misdemeanor charge that is slightly less severe than Grand Theft, Auto which is a felony).


7. It's too late to report the car as stolen (so that you can avoid damage claim to the utility pole).


8. If you have cheap insurance, you still may have to pay for the utility pole because your insurance company only covers you when driving, not your friend.





Just another note: If your friend was drunk and killed someone, you could be held negligently liable and face prison time as an accessory for allowing a drunk, unlicensed driver operate your vehicle. I won't even let my own adult children drive my car. I'll drive them if they need to go somewhere.|||Pretty stupid for not carrying insurance on your car and then let a unlicensed driver, drive your car. Most states require liability insurance or it is a felony. You! have now lost your drivers license pay a hefty fine and will have to file and SR 22 and placed into and insurance risk pool, which is not cheap! Several hundred dollars. You! will be given and citation and have to appear before a judge, Those power poles are not cheap! Around $2,000.00 or so. You! will be ordered by the judge to pay for that pole and any other damages. Your, friend will also be ordered to appear in court.|||A lot depends on where you live and your friends previous record and yours.



Jail time is possible because leaving the scene is a misdemeanor but probably nobodies going to jail as long as you don't accuse him of having stolen your car. You're going to be in worse shape than him as far as what this is going to cost. Besides losing your car you will be fined for having an uninsured car which could be as much as $1,000. If the pole was damaged you will need to pay the cost to replace it or repair it. That could be quite a few thousand dollars.



Depending on the circumstances you might be able to sue your friend for some of the damage. That would depend on how negligent he was. Your lending him the car assumed he would drive responsibly. If he was breaking the law he might become become at least partially responsible. You might want to speak to a lawyer about that.



My guess is your (ex?) friend won't even admit to being in the car so everything might come down on you..|||"I let my unlicensed friend drive my uninsured car" - that means all financial responsibility for the accident is yours.


What can happen is you can be ticketed and have your registration suspended for having no insurance. You will have to pay for the replacement of the light pole, if necessary (and they are not cheap).


Your friend can be arrested for hit and run and fined for driving without a license.|||I would suggest you have an attorney handle your contacts with the police. If the police talk to you before that, tell them you will only talk through an attorney and haven't secured one yet. Ask for their card so you can give it to your attorney.



My bet is that your attorney will tell the cops that you did let your friend use the car and that you neither admit nor deny knowing your friend was unlicensed. That should mostly keep you out of trouble.



Do not, under any circumstances, lie to the police *ever*. If you feel like you are going to, or might, terminate the interview *immediately* and say that you need a lawyer's advice to continue.



It is very important that you be *unequivocal*. Do not say "I think I should talk to a lawyer". (What does it matter what you think?) Do not say "I should talk to a lawyer first". (They already know that you *should* talk to a lawyer first.) Say "I am terminating this interview. I will not talk further without advice of an attorney.")



Your invocation of your rights *MUST* be unambiguous, complete, and precise. Do not say, "I need to talk to a lawyer before answering that question" because they'll just ask more questions and try to trick you. Be polite, but do not use ambiguous or weak language.|||Yes, it is you in the frame as the owner of the vehicle. You should really expect a little jail time for your multitude of violations - no insurance, fleeing the scene, being an accessory (allowing an unlicensed driver to drive your car)|||they're coming to YOU for money for damages and they're gonna need to be told who was actually driving...the driver is going to jail and you will too, if you don't take responsibility for what you BOTH did.|||The police are going to ask who you gave the keys to. If you get caught lying it's an obstruction of justice charge. Don't end up in jail is my advice.|||You could face a few charges and also will be responsible for the cost and installation of the pole.

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